Resources
COBRA Coverage:
COBRA provides certain
former employees, spouses, and dependent children the right to
temporary continuation of health benefits at group rates. While COBRA
coverage is generally more expensive than health coverage for active
employees, it is ordinarily less expensive than individual health
coverage.
COBRA Premium Rate Sheet
US Department of Labor - FAQ on COBRA Continuation Health Coverage
New York State Insurance Department - COBRA Coverage
Information for Residents Applying for Unemployment Insurance
Here are some answers to FAQ on Unemployment Insurance:
Q: When should I file a claim?
A: You should file your claim during the first week of total or partial unemployment in order to receive all possible benefits. Therefore, if your last paid day is May 10th, then you should file your claim between Monday, May 10th and Sunday, May 16th. The claim is effective the Monday of the week you filed, regardless of which day you file.
Having been paid by St. Vincent’s for Monday, May 10th, your first week of unemployment will be a partial week. If you work less than four days in a week and earn $405 or less, you may receive partial benefits. Each day or part of a day of work will result in your weekly benefit rate being reduced by one-quarter. For example, if your weekly benefit rate is $405 and you work one day and earn less than $405, you will receive $303.75 in benefits.
If you have worked or will work four or more days or earn more than $405 gross pay between Monday and Sunday of the week, you must wait until next Monday to file, if you are still unemployed.
Q: How do I file a claim?
A: You should apply for UI benefits using the Benefits Online Page (https://ui.labor.state.ny.us/UBC/home.do) between the hours of 7:30am to 7:30pm Monday through Thursday (Eastern Time), 7:30am to 5:00pm Friday, all day Saturday, and Sunday until 7:00pm.
You may also apply by calling the Telephone Claims Center at 1-888-209-8124 for New York State residents (or 1-877-358-5306 for out of state residents) between 8:00am and 5:00pm, Monday through Friday.
Q: What do I need to have when I file?
A: You should have available:
- Your Social Security number
- Valid New York State driver’s license or Non-Driver Photo Identification Card number (only if you have either one)
- Your complete mailing address and zip code
- Telephone number where you can be contacted between 8am-5pm, Monday through Friday
- St. Vincent’s Employer Registration number or Federal Employer Identification Number (FEIN) of your most recent employer (FEIN may be found on your W-2 forms)
- Complete name, address, zip code and phone number of St. Vincent’s
- Alien Registration card number (only if you are not a U.S. Citizen)
- If you are choosing to have direct deposit of your weekly benefits, you must have a check handy in order to enter your bank routing and checking account numbers
If you do not have this information, you may still file a claim for benefits, although incomplete information may delay your claim and any payments due you.
Q: What level of benefits will I receive?
A: As a resident, you will receive the maximum weekly benefit rate of $405. Your weekly benefit payment is reduced by one-quarter for each day you work or are not eligible because you are not available or capable of work or other reasons. If you earn over $405 in any week, regardless of the number of days worked, no benefits can be paid to you for that week.
Your benefit claim lasts one year, during which time you can only receive 26 times your weekly benefit rate.
Q: What if I am going to move out of New York State?
A: If you will be moving outside of New York State and remaining unemployed, you must contact the Telephone Claims Center. They can provide information on transferring your claim.
For more information please check the New York State Department of Labor’s website for a complete understanding of the application process.
Applying for Unemployment Insurance