Member Benefits

Welcome to CIR! As a resident, you are entitled to many benefits, all of which have been negotiated by CIR. Find information on all of these benefits as well as your contract highlights below.

Hospital-Specific Benefits:

In CIR hospitals, housestaff negotiate a number of contractual benefits that may include medical coverage, disability, funds for projects and more. To learn more about the benefits available to housestaff in your hospital, select your institution from the list below:

Member-Only Discounts:

Dues-paying members of CIR are entitled to a number of discounts. If you would like to take advantage of any of the following programs, please fill out this membership verification form (please note, verification will take 1-2 business days, not including federal holidays).

24 Hour Fitness
Brooks Brothers
DRB Student Loan
Kaplan Medical
ID Theft Solutions
Attorney Referral Service
Post-Residency Contract Review
New York and New Jersey Apartment Search
My Sports Club
Wolters Kluwer

You can now enroll for $0 Initiation, (a savings of $200!), on a month to month membership at any 24 Fitness Location. Special monthly pricing has also been arranged for all levels of access, (a $5-$15 monthly savings depending on club level). Now it’s easier than ever to join the gym, and enjoy the benefits of an active lifestyle!

  • Complete a CIR membership verification form here (verification will take 1-2 business days, not including federal holidays)
  • Enroll Online: go to and enter the discount code you received upon verification.
  • Enroll in the Club: present proof of employment, and mention the discount code you received upon verification.
  • Sponsor a workout buddy: you can add on a friend or family member, and they get access to your CIR rates!
  • Questions? Contact: Sarah Wheeler, 24 Hour Fitness Corporate Account Manager, at or 925.543.3171

As a CIR member, you are entitled to enroll for your complimentary Brooks Brothers Membership Card and Save 15% on full priced merchandise at all Brooks Brothers U.S. and Canadian stores, by phone and online. Complete the verification form here to get started.

Did you know that you can refinance a student loan just like a mortgage? DRB is a leading marketplace lender which specializes in providing low rate loan refinancing, to young physicians. Unlike other lenders, DRB allows residents & fellows to refinance during training, and pay only $100/month!
  • Some of the lowest rates in the country
  • Both Federal and Private Loans are eligible
  • No maximum loan balance; $5,000 minimum
  • Loans are fully dischargeable at death or permanent disability
  • Up to 12 months of Economic Hardship Forbearance available
  • $100 monthly payments all through residency, fellowship, plus your first 6 months in practice
  • Begin on standard repayment term (ranging from 5 to 20 years) once you’re an attending
  • The average med school grad owing $220,000 stands to save over $50,000 in interest accrual
  • Free to apply, with no origination fees or prepayment penalties
CIR members receive an additional 0.125% rate discount AND a $300 bonus when refinancing with DRB! Complete the verification form here to get started.

Kaplan Medical2 Horizontal Color

For more than 40 years, Kaplan Medical’s experts have helped students and physicians across the world prep for the boards and maximize their chances of matching into residency programs.

CIR members can take advantage of 25% off Kaplan’s USMLE Step 3 Qbank with over 900 USMLE-style practice questions and 25% off USMLE Step 3 Live, Live Online, and On Demand programs. Includes access to expert faculty, Lecture Notes and much more.

Click here to begin your enrollment (verification will take 1-2 business days, not including federal holidays).

VIP logo

CIR members may purchase a comprehensive identity theft protection service from ID Theft Solutions for $6.50 per month – over 60% off the average cost. Highlights of the service include 24/7 monitoring with alerts, three-bureau credit  report, social security number trace, complete identity restoration, and more.


Portable disability income policies offered to you without any medical underwriting requirements or exams – coverage can be used to insure your current income and/or student loan obligations.

CIR has secured portable disability insurance protection of $10,000/month benefit for all PGY Levels (for those house staff officers who have not previously been declined for an individual disability policy. Those who have previously been declined can obtain $5,000 per month)*

If you would like to obtain information about this program please click here or call (800) 214-7039 to speak to a rep at InsMed Insurance Agency, Inc., the organization that we have selected to service this benefit program.

*PLEASE NOTE: You must be a CIR member at a hospital that participates in the House Staff Benefits Plan or Voluntary House Staff Benefits Plan. If you are unsure if you qualify, please contact

CIR members receive an exclusive 35% discount on all full-priced Medelita products sold at

Medelita offers professional lab coats and performance scrubs that have been reimagined in every way possible. Featuring the finest quality repel and release lab coat fabric that stays bright white and keeps you cool and dry for extended periods. You’ll also find moisture wicking scrubs with odor control that keep you fresh and feel luxuriously soft with every wash. Upgrade your appearance in front of your patients and colleagues today at a discount by completing the verification form here.

To view the entire catalog visit Medelita at

Attorney Referral Service

CIR members are eligible for a free Legal Services benefit.*  Members are entitled to a free consultation with an attorney on the following New York legal matters:

  • Medical Licensure
  • Professional Medical Misconduct
  • Landlord/Tenant issues
  • Immigration (A free consultation with an attorney is also available on immigration matters for members outside the NY area.)
  • Family Law
  • Consumer issues
  • Bankruptcy
  • Wills

If after your free consultation you decide to retain the attorney for further assistance, you will receive a 20% discount on that attorney’s regular rates.  For more information and to receive this benefit, please contact the CIR Legal Department at (212) 356-8195.

*Note: CIR members at certain hospitals have a separate legal benefit in their contracts called CIRLS. Check your hospital webpage to see if you qualify.

 Post-Residency Contract Review

Members are eligible to receive a review of their post-residency employment contract by a CIR recommended attorney. CIR members will receive a contract review at a substantially discounted rate of $400 (typical contract reviews can cost up to $1,300).

Available for contracts in:

  • California
  • Connecticut
  • Florida
  • Maryland
  • Massachusetts
  • New Jersey
  • New Mexico
  • New York
  • Pennsylvania
  • Virginia
  • Washington
  • Washington, D.C.

Visit our Contract Review benefit page for more information.

 New York and New Jersey Apartment Search

Citi Habitats and Halstead Property provide CIR members with a discount off the brokerage fee for apartment rentals in the NYC and NJ areas.

For Manhattan rentals, CIR members will receive brokerage services for 12% of the annual rent (15% for non-members).

To receive brokerage services via Citi Habitats, please contact Gary Malin at 212.685.7777, and mention the hospital you are working in and that you are a CIR member.

To receive brokerage services via Halstead Property, please contact Halstead Global Services at or 212.381.6523.

For brokerage rates in other areas, please download the Citi Habitats and Halstead Flyers.

My Sports Club Gym Memberships

CIR members receive a reduction from the standard club rates at My Sports Club locations in New York, New Jersey, Pennsylvania, Massachusetts, and Washington, D.C.

Rates will be $49.99 for a month-to-month Passport Membership which provides full access to all SportsClub locations with the exception of three Passport Premium Clubs within the Boston market. The joining fee is waived. An annual maintenance fee of $59.99 would be charged for new memberships and those CIR members converting to the advertised plan.

Compare to: $69.99 per month plus a $29 joining fee. Total savings of $270 for each CIR member.

Complete a CIR membership verification form here (verification will take 1-2 business days, not including federal holidays)


Wolters Kluwer Health and CIR have partnered together to provide CIR members discounts to journals and books that will support residents through their residency and fellowship programs. Wolters Kluwer Health is a leading global provider of information and point of care solutions for the healthcare industry, providing solutions to help professionals build clinical competency.

Key products include learning, research, and practice portfolio titles including: Lippincott®, Washington Manual® series, 5-Minute Consult, Pocket Medicine, AHA® journals, JAAOS, Current Opinion series and many others.

CIR members receive a 10% discount off current In-Training rates of Lippincott® journal subscriptions and 30% off discount off books, charts and models.

Please complete the CIR member verification form to receive your promo code.

The promo codes are redeemable via only.

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