Prescription

Vision

Dental

Hearing

Supplemental Benefits

Employee Assistance Program

Disability:

For purposes of our disability benefits, “disabled” means you can no longer perform the duties of your occupation due to accidental bodily injury, sickness, or a related medical condition, including pregnancy or childbirth. You must also be under the care of a licensed provider as defined by the state in which you work.

• Short-term Disability Claim Form
  • If this is your first full-time job, you would have to work four consecutive weeks in order to become eligible for short-term disability. If this isn’t your first full-time job, you will be eligible for short-term disability payments on your first day of employment, unless you worked less than four weeks in previous job.
  • Coverage begins on the eighth (8th) day of your disability. The maximum benefit payable is 60% of your weekly salary, up to $692 per week, for up to 26 weeks. See the Summary Plan Description (SPD) for more details.
  • If you are going out on a disability leave, contact your employer as soon as possible.
  • Please mail or fax the STD disability claims to: Standard Security Life Ins, P.O. Box 25339, Farmington, NY 14425. Fax: (585) 398-2854.
• Paid Family Leave (PFL) Claim Form – Administered by Standard Security Life Insurance Company of New York
  • PFL provides wage replacement and job security for three leave types:
    1. Bonding with a child during the first year after birth, or during the first year after placement of an adopted or foster child.
    2. Caring for a close family member with a serious health condition.
    3. A qualifying military event is when a spouse, child, domestic partner, or parent of the employee is on active duty or has been notified of an impending call or order of active duty.
  • Coverage includes a maximum weekly payout of $840.70 a week for a maximum 10 Weeks.
  • Visit www.sslicny.com and click on “I’m a Claimant” to find the New York State PFL Claim Form.
  • Paid Family Leave FAQs
• Long-term Disability Claim Form
  • The LTD plan pays you 60% of your monthly salary, up to a maximum of $3,500 per month. LTD benefits typically start if you are still disabled after 26 continuous weeks. For detailed information on Long-Term Disability see the Guardian Certificate.
  • When you terminate employment, you will have the option to convert this benefit to an individual policy, subject to certain conditions.
• INSMED Portable Disability Coverage – Policies offered to you without any medical underwriting requirements or exams.

Guardian Life Insurance:

• If you die, a death benefit of $125,000 benefit will be paid to any beneficiary you name. You will receive a $20,000 death benefit if your spouse or domestic partner dies.
• For instructions on submitting a Group Life Claim, click here.
• When you terminate employment, you will have the option to continue the life insurance coverage as either group term insurance (this is called “porting” and is similar to how you have been covered during training) or you may convert this benefit to an individual policy, subject to certain conditions.
• Whether you decide to port or convert, the availability and pricing of this coverage does not depend on any past or current medical conditions.
• You have up to 31 days from your date of termination to submit one of these forms directly to Guardian:
  For an overview of the differences between porting and converting, click here.
  • Life Insurance Portability Form
  • Life Insurance Conversion Form

Education:

• Professional Educational Benefit (PEB) Claim Form – Now available through the Member Portal: CLICK HERE – reimburses costs associated with books, board exams, medical licensure fees, dues, subscription, journals and mobile electronic medical devices. See the Professional Educational Benefit Summary for details.
  Effective July 1, 2020-June 30, 2023, you can be reimbursed for work-from-home-related equipment like tables, computers, monitors and printers under PEB.
• QI Training & Education Application Form
• QI Training & Education Reimbursement Form (For those who have been previously approved for this benefit)
• Rosetta Stone – opportunity to learn a new language with Rosetta Stone.

COBRA:

What is COBRA continuation coverage?

COBRA continuation coverage allows you to choose to continue and pay for group health benefits provided by CIR for up to 18 months after your termination date.

Who is eligible?

You and your dependents covered under the Plan on the day before you terminated from your employer.
You will receive a COBRA notice mailed to the address we have on file. This notice has important information about your rights related to continued health care coverage in the Voluntary House Staff Benefits Plan.

COBRA Election forms:

To apply for COBRA, you will need to complete the Election form that corresponds to the Dental Plan you had prior to termination. If you don’t remember which Dental Plan you have, look at your Dental ID card. Here is a sample of what the Managed Dental Guard ID card looks like:

Your Cobra Election includes the following benefits: Medical, RX, Vision, and Dental. The only difference in the benefits is the Dental option you had prior to termination. Please select the Election form (also includes the COBRA Credit Card Authorization Form) that applies to you:

• Individual – Managed DentalGuard (MDG)
• Individual – DentalGuard Preferred (DGP)
• Family – Managed DentalGuard (MDG)
• Family – DentalGuard Preferred (DGP)

You have up to 31 days from your date of termination to submit one of these forms directly to Guardian:

• Portable Disability Insurance
• Portable Life Insurance – View the Life Insurance tab for more information.

Appeal & Claim Reprocess Forms:

• Appeal Claim Form – Complete this form if your claim was denied in whole or any part or if you disagree with the decision that was made.
• Claim Reprocess Form – Complete this form if your claim was denied and you are able to provide additional information.

Resources:

• Benefits-at-a-Glance – a comprehensive summary of available benefits.
• View discount programs on the main Members page.

Mental Health Resources:

• NY Project Hope Emotional Support Helpline: 1-844-863-9314
• Crisis Text Line: Text GOT5 to 741741
• National Suicide Prevention Lifeline: 1-800-273-TALK
• Trevor Lifeline: 1-866-488-7386
• Trevor Text: Text START to 678678
• OMH’s Customer Relations: 1-800-597-8481
• NY Office of Mental Health Website