Benefits:

Prescription

Vision

Dental

Hearing

Supplemental Benefits

Employee Assistance Program

Disability:

For purposes of our disability benefits, “disabled” means you can no longer perform the duties of your occupation due to accidental bodily injury, sickness, or a related medical condition, including pregnancy or childbirth. You must also be under the care of a licensed provider as defined by the state in which you work.

• Disabled Health Premium Reimbursement
• Short-Term Disability (STD) Benefits Claim Form
  • If this is your first full-time job, you would have to work four consecutive weeks in order to become eligible for short-term disability. If this isn’t your first full-time job, you will be eligible for short-term disability payments on your first day of employment, unless you worked less than four weeks in previous job.
  • Coverage begins on the eighth (8th) day of your disability. The maximum benefit payable is 70% of your weekly salary, up to $875 per week, for up to 26 weeks. See the Summary Plan Description (SPD) for more details.
  • If you are going out on a disability leave, contact your employer as soon as possible.
• Long-Term Disability (LTD) Benefits Claim Form
  • The LTD plan pays you $3500 per month. LTD benefits typically start if you are still disabled after 26 continuous weeks. For detailed information on Long-Term Disability see the Guardian Certificate.
• INSMED Portable Disability Coverage – Policies offered to you without any medical underwriting requirements or exams.

Guardian Life Insurance:

• If you die, a death benefit of $150,000 will be paid to any beneficiary you name. A death benefit of $20,000 will be paid to you if your legal spouse or domestic partner dies from any cause.
• For instructions on submitting a Group Life Claim, click here.
• When you terminate employment, you will have the option to continue the life insurance coverage as either group term insurance (this is called “porting” and is similar to how you have been covered during training) or you may convert this benefit to an individual policy, subject to certain conditions.
• Whether you decide to port or convert, the availability and pricing of this coverage does not depend on any past or current medical conditions.
• You have up to 31 days from your date of termination to submit one of these forms directly to Guardian:

  For an overview of the differences between porting and converting, click here.

  • Life Insurance Portability Form
  • Life Insurance Conversion Form

Education:

• Continuing Learning Program (CLP) Claim Form – Now available through the Member Portal: CLICK HERE – allows reimbursement for medical conferences, board review courses, and online courses. You can still attend conferences or take online courses up to six months after graduation, if you pay for them while on your hospital’s payroll. See the Summary Plan Description (SPD) for more details.
• Professional Educational Plan (PEP) Claim Form – Now available through the Member Portal: CLICK HERE – reimburses costs associated with books, board exams, medical licensure fees, dues, subscription, journals and mobile electronic medical devices. See the Summary Plan Description (SPD) for more details.
• QI Training & Education Application
• QI Training & Education Reimbursement Form (For those who have been previously approved for this benefit)
• Rosetta Stone – opportunity to learn a new language with Rosetta Stone.

Childcare:

Are you a resident or fellow in need of childcare? You’re in luck!

Housestaff with children 13-years-old or younger are eligible for reimbursement of up to $3,500 per calendar year as of July 1, 2019 for childcare expenses.

To qualify:

• You must be a resident or fellow at a New York Health + Hospitals (NYC H+H) facility
• Your child or children must be 13-years- old or younger
• Your expenses must qualify as tax- exempt per IRS Publication 503
• Submit a reimbursement form with paid receipt and other required documentation

You can fill out a reimbursement form and find more info below:

• Summary of Material Modification
• Tax Certification Worksheet
• Childcare Reimbursement Claim Form – Now available through the Member Portal: CLICK HERE
• NYC Childcare Resource & Referral Listings
• Childcare FAQs

COBRA:

What is COBRA continuation coverage?

COBRA continuation coverage allows you to choose to continue and pay for group health benefits provided by CIR for up to 18 months after your termination date.

Who is eligible?

You and your dependents covered under the Plan on the day before you terminated from your employer.
You will receive a COBRA notice mailed to the address we have on file. This notice has important information about your rights related to continued health care coverage in the House Staff Benefits Plan.

COBRA Election forms:

To apply for COBRA, you will need to complete the Election form that corresponds to the Dental Plan you had prior to termination. If you don’t remember which Dental Plan you have, look at your Dental ID card. Here is a sample of what the Managed Dental Guard ID card looks like:

Your Cobra Election includes the following benefits: RX, Supplemental Reimbursements (Major Medical, Dental, Mental Health,Obstetrical and Newborn) Hearing Aid, Vision, Urinalysis Monitoring, Hospitals Detox & Rehab.

The only difference in the benefits is the Dental option you had prior to termination. Please select the Election form (also includes the COBRA Credit Card Authorization Form) that applies to you:

• Individual – Managed DentalGuard Preferred (MDG)
• Individual – DentalGuard Preferred (DGP)
• Family – Managed DentalGuard Preferred (MDG)
• Family – DentalGuard Preferred (DGP)

You have up to 31 days from your date of termination to submit one of these forms directly to Guardian:

• Portable Disability Insurance
• Portable Life Insurance – View the Life Insurance tab for more information.

Patient Care Trust Fund:

As part of our mission to improve patient care and safety, the PCTF provides multiple grants to CIR members for research, equipment, educational materials, and more.

Click here to learn more and to apply for PCTF grants.

Appeal & Claim Reprocess Forms:

• • • Appeal Claim Form – Complete this form if your claim was denied in whole or any part or if you disagree with the decision that was made.
    • Claim Reprocess Form – Complete this form if your claim was denied and you are able to provide additional information.

Resources:

• Benefits-at-a-Glance – a comprehensive summary of available benefits.
• HIPAA Notice of Special Enrollment Rights
• View discount programs on the main Members page.

Mental Health Resources:

• NY Project Hope Emotional Support Helpline: 1-844-863-9314
• Crisis Text Line: Text GOT5 to 741741
• National Suicide Prevention Lifeline: 1-800-273-TALK
• Trevor Lifeline: 1-866-488-7386
• Trevor Text: Text START to 678678
• OMH’s Customer Relations: 1-800-597-8481
• NY Office of Mental Health Website